Being self-employed comes with plenty of perks. You get the flexible hours that you want and need while being able to pursue your passions. However, it can also come with some anxiety because your healthcare is no longer tied to your employer. The good news is that there are still ways you can receive quality health services when you’re self-employed with a shared health care ministry.

Programs Available through JHS Community

Health Care Sharing Ministries (HCSMs) can be a great way for you to receive the necessary care you need while still being able to handle medical costs. JHS Divine Community has three NEW programs available for those looking for an alternative to traditional health insurance: Distinct, Diverse, and Dynamic with generous sharing limits to meet your needs.

Distinct

With JHS Community’s Distinct program, you can receive financial assistance for primary care physician visits, emergency room visits, ambulance rides, lab testing, imaging, wellness and preventative care, and telemedicine visits. Members have a lower lifetime and yearly maximum sharing limit per member with this program compared to Diverse and Dynamic as Distinct is our lowest cost program.

Diverse

Diverse also provides you with sharing options for the services under Distinct, but there are a few additional perks. Members who select Diverse also experience sharing options for hospitalization and inpatient and outpatient surgery. There are also maternity care sharing options and Diverse has richer limits on most services over Distinct and more generous higher yearly and lifetime sharing limits per member.

Dynamic

With Dynamic, members can share in the same services as Diverse and Distinct, but has even richer limits on most services over Distinct and Diverse with the most generous yearly and lifetime sharing limits per member. They also have access to more visits per year compared to the other programs.

HCSMs are often one of the most affordable alternatives to traditional health insurance for self-employed individuals. Depending on your specific needs and budget, JHS allows you to reduce your healthcare expenses and get the care you need. We offer our Distinct, Diverse and Dynamic members additional resources and savings, with ArriveRx, Membership Discount Services, MDLIVE telemedicine, and more. For more information about our offerings, contact JHS Community today.